/* Loan Masala shared styles. Left column pitch, right column lead form; content pages stack below. */
:root {
  --bg: #f4f7fc;
  --surface: #ffffff;
  --ink: #0a2150;
  --muted: #52617f;
  --line: #d5deee;
  --turmeric: #ff7301;
  --turmeric-ink: #2b1d00;
  --chili: #c24e00;
  --cardamom: #0b63c4;
  --field: #ffffff;
  --btn: #1d4ed8;
  --btn-hover: #1a43b8;
  --btn-ink: #ffffff;
  --logo-blend: multiply;
  --logo-bg: transparent;
  --c-personal: #0b63c4;
  --c-home: #1a7f43;
  --c-business: #c24e00;
  --c-lap: #7a3fc0;
  --c-car: #c4283a;
  --c-education: #0b7a7a;
  --c-ink: #ffffff;
  --font-display: "Bricolage Grotesque", "Trebuchet MS", system-ui, sans-serif;
  --font-body: "Figtree", system-ui, -apple-system, "Segoe UI", sans-serif;
  --font-mono: "IBM Plex Mono", ui-monospace, "SFMono-Regular", Menlo, monospace;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #0a1530;
    --surface: #101f45;
    --ink: #eaf0fb;
    --muted: #9fb0d0;
    --line: #24376a;
    --turmeric: #ff8a1f;
    --turmeric-ink: #2b1d00;
    --chili: #ff9a4d;
    --cardamom: #6fb2ff;
    --field: #0a1530;
  --btn: #6b9bff;
  --btn-hover: #85adff;
  --btn-ink: #06163a;
  --logo-blend: normal;
  --logo-bg: #fefefe;
  --c-personal: #6b9bff;
  --c-home: #4cc884;
  --c-business: #ff9a4d;
  --c-lap: #b78cff;
  --c-car: #ff7a8a;
  --c-education: #3fd0d0;
  --c-ink: #0a1530;
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #0a1530;
  --surface: #101f45;
  --ink: #eaf0fb;
  --muted: #9fb0d0;
  --line: #24376a;
  --turmeric: #ff8a1f;
  --turmeric-ink: #2b1d00;
  --chili: #ff9a4d;
  --cardamom: #6fb2ff;
  --field: #0a1530;
  --btn: #6b9bff;
  --btn-hover: #85adff;
  --btn-ink: #06163a;
  --logo-blend: normal;
  --logo-bg: #fefefe;
  --c-personal: #6b9bff;
  --c-home: #4cc884;
  --c-business: #ff9a4d;
  --c-lap: #b78cff;
  --c-car: #ff7a8a;
  --c-education: #3fd0d0;
  --c-ink: #0a1530;
  color-scheme: dark;
}

* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { color-scheme: light dark; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.55;
  padding-inline: 1rem;
  padding-block: 1.25rem 3rem;
}
img { max-width: 100%; }
a { color: var(--cardamom); }
.wrap { width: 100%; max-width: 72rem; margin-inline: auto; display: flex; flex-direction: column; gap: 3rem; }

/* header and navigation */
.top { display: flex; flex-direction: column; gap: 0.9rem; }
.top-row { display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 0.6rem; font-family: var(--font-display); font-weight: 800; font-size: 1.4rem; letter-spacing: -0.02em; color: var(--ink); text-decoration: none; }
.brand img { display: block; height: 2.9rem; width: auto; max-width: 100%; mix-blend-mode: var(--logo-blend); background: var(--logo-bg); border-radius: 0.3rem; }
.brand svg { flex: none; }
.brand b { color: var(--chili); font-weight: 800; }
.tag { margin: 0; font-family: var(--font-mono); font-size: 0.75rem; letter-spacing: 0.04em; text-transform: uppercase; color: var(--muted); }
.nav { display: flex; gap: 0.4rem; overflow-x: auto; padding-bottom: 0.25rem; scrollbar-width: thin; }
.nav a { flex: none; font-size: 0.88rem; font-weight: 500; color: var(--ink); text-decoration: none; border: 1.5px solid var(--line); border-radius: 0.25rem; padding: 0.35rem 0.7rem; background: var(--surface); }
.nav a:hover { border-color: var(--ink); }
.nav a[aria-current="page"] { background: var(--ink); color: var(--bg); border-color: var(--ink); }
.crumbs { font-family: var(--font-mono); font-size: 0.78rem; color: var(--muted); margin: 0; }
.crumbs a { color: var(--muted); }

/* hero grid */
.grid { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr); gap: 2.5rem; align-items: start; }
@media (max-width: 52rem) { .grid { grid-template-columns: minmax(0, 1fr); gap: 2rem; } }
.pitch { display: flex; flex-direction: column; gap: 1.5rem; min-width: 0; }
h1 { font-family: var(--font-display); font-weight: 800; font-size: clamp(2.1rem, 5.6vw, 3.6rem); line-height: 1.04; letter-spacing: -0.035em; margin: 0; text-wrap: balance; }
h1 em { font-style: normal; background: linear-gradient(transparent 62%, var(--turmeric) 62% 92%, transparent 92%); padding-inline: 0.1em; margin-inline: -0.1em; }
h2.sec-title { font-family: var(--font-display); font-weight: 700; font-size: clamp(1.5rem, 3.6vw, 2rem); letter-spacing: -0.025em; line-height: 1.1; margin: 0; text-wrap: balance; }
.lead { font-size: 1.1rem; max-width: 34rem; margin: 0; }
.lead + .lead { color: var(--muted); font-size: 1rem; }

/* facts row on loan pages */
.facts { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.6rem; max-width: 34rem; margin: 0; }
.facts div { border-top: 2px solid var(--ink); padding-top: 0.4rem; min-width: 0; }
.facts dt { font-family: var(--font-mono); font-size: 0.72rem; letter-spacing: 0.05em; text-transform: uppercase; color: var(--muted); }
.facts dd { margin: 0; font-weight: 600; }

/* 1% panel */
.panel { border: 1.5px solid var(--ink); border-radius: 0.25rem; background: var(--surface); padding: 1.1rem 1.2rem 1.2rem; display: flex; flex-direction: column; gap: 0.9rem; max-width: 34rem; }
.panel h2 { margin: 0; font-family: var(--font-mono); font-weight: 500; font-size: 0.75rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--muted); }
.saving { font-family: var(--font-display); font-weight: 800; font-size: clamp(2rem, 5vw, 2.8rem); letter-spacing: -0.03em; line-height: 1; color: var(--chili); font-variant-numeric: tabular-nums; }
.panel p { margin: 0; font-size: 0.95rem; }
.bars { display: grid; gap: 0.5rem; }
.bar-row { display: grid; grid-template-columns: 5.2rem minmax(0, 1fr) auto; align-items: center; gap: 0.6rem; font-family: var(--font-mono); font-size: 0.78rem; font-variant-numeric: tabular-nums; }
.bar-track { height: 0.85rem; background: var(--line); border-radius: 0.1rem; overflow: hidden; }
.bar-fill { height: 100%; transition: width 0.35s ease; }
.bar-fill.hi { background: var(--chili); }
.bar-fill.lo { background: var(--cardamom); }
.fine { font-size: 0.78rem; color: var(--muted); }

/* lead form card */
.card { background: var(--surface); border: 1.5px solid var(--ink); border-radius: 0.25rem; padding: 1.4rem; display: flex; flex-direction: column; gap: 1.25rem; min-width: 0; box-shadow: 0.4rem 0.4rem 0 var(--turmeric); }
.card h2 { margin: 0 0 1.1rem; font-family: var(--font-display); font-size: 1.5rem; font-weight: 700; letter-spacing: -0.02em; }
form { display: flex; flex-direction: column; gap: 1.1rem; }
.field { display: flex; flex-direction: column; gap: 0.35rem; min-width: 0; }
label, .legend { font-weight: 600; font-size: 0.9rem; }
.row { display: flex; gap: 0.6rem; align-items: stretch; flex-wrap: wrap; }
.row > .input-wrap { flex: 1 1 11rem; min-width: 0; }
input[type="text"], input[type="tel"], input[type="password"], #lead_form select {
  width: 100%; font: inherit; color: var(--ink); background: var(--field);
  border: 1.5px solid var(--line); border-radius: 0.25rem; padding: 0.7rem 0.8rem; min-height: 2.9rem;
}
input::placeholder { color: var(--muted); opacity: 0.8; }
input[readonly] { background: var(--bg); }
.input-wrap { position: relative; display: flex; align-items: center; }
.input-wrap .cc { position: absolute; left: 0.8rem; font-family: var(--font-mono); font-size: 0.9rem; color: var(--muted); pointer-events: none; }
.input-wrap .cc + input { padding-left: 3.1rem; }
.otp { font-family: var(--font-mono); letter-spacing: 0.5em; font-size: 1.15rem; }
.pin-input { font-family: var(--font-mono); letter-spacing: 0.12em; }
.btn {
  font: inherit; font-weight: 600; border-radius: 0.25rem; padding: 0.7rem 1.1rem; min-height: 2.9rem; cursor: pointer;
  border: 1.5px solid var(--btn); background: var(--btn); color: var(--btn-ink);
}
.btn.primary { font-size: 1.02rem; }
.btn:hover { background: var(--btn-hover); border-color: var(--btn-hover); }
.btn:disabled { opacity: 0.6; cursor: wait; }
:is(input, select, button, summary, a):focus-visible { outline: 3px solid var(--cardamom); outline-offset: 2px; }
.link { background: none; border: 0; padding: 0; font: inherit; font-size: 0.85rem; color: var(--cardamom); text-decoration: underline; cursor: pointer; text-align: left; }
.err { color: var(--chili); font-size: 0.85rem; margin: 0; }
.err:empty { display: none; }
.ok { color: var(--cardamom); font-size: 0.88rem; font-weight: 600; margin: 0; }
.demo { font-family: var(--font-mono); font-size: 0.78rem; background: var(--bg); border: 1px dashed var(--line); padding: 0.5rem 0.65rem; border-radius: 0.25rem; margin: 0; }
.geo { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.6rem; margin-top: 0.4rem; }
@media (max-width: 30rem) { .geo { grid-template-columns: minmax(0, 1fr); } }
.geo label { font-weight: 500; font-size: 0.8rem; color: var(--muted); }
.consent { display: flex; gap: 0.6rem; align-items: flex-start; font-size: 0.85rem; font-weight: 400; }
.consent input { margin: 0.2rem 0 0; width: 1.1rem; height: 1.1rem; flex: none; accent-color: var(--cardamom); }

fieldset { border: 0; padding: 0; margin: 0; min-width: 0; display: flex; flex-direction: column; gap: 0.5rem; }
.types { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 0.5rem; }
@media (max-width: 30rem) { .types { grid-template-columns: minmax(0, 1fr); } }
.type { position: relative; font-weight: 400; }
.type input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; z-index: 1; }
.t-card { display: flex; align-items: center; gap: 0.75rem; border: 1.5px solid var(--line); border-radius: 0.3rem; padding: 0.6rem 0.75rem 0.6rem 0.6rem; background: var(--field); height: 100%; transition: border-color 0.15s ease, background-color 0.15s ease; }
.t-ico { flex: none; width: 2.5rem; height: 2.5rem; border-radius: 0.45rem; background: var(--c); color: var(--c-ink); display: grid; place-items: center; }
.t-ico svg { width: 1.45rem; height: 1.45rem; fill: none; stroke: currentColor; stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; }
.t-ico img { display: block; width: 1.45rem; height: 1.45rem; object-fit: contain; }
.t-txt { display: flex; flex-direction: column; gap: 0.1rem; min-width: 0; }
.type strong { font-size: 0.95rem; line-height: 1.25; }
.type small { font-family: var(--font-mono); font-size: 0.74rem; color: var(--muted); }
.type:hover .t-card { border-color: var(--c); }
.type input:checked + .t-card { border-color: var(--c); box-shadow: inset 0 0 0 1.5px var(--c); background: var(--bg); }
.type input:checked + .t-card strong::after { content: " \2713"; color: var(--c); }
.type input:focus-visible + .t-card { outline: 3px solid var(--c); outline-offset: 2px; }
.amount { display: flex; flex-direction: column; gap: 0.4rem; }
.amount-head { display: flex; justify-content: space-between; align-items: baseline; gap: 0.5rem; flex-wrap: wrap; }
.amount-val { font-family: var(--font-display); font-weight: 800; font-size: 1.5rem; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
input[type="range"] { width: 100%; accent-color: var(--sel, var(--chili)); height: 1.6rem; }
.range-ends { display: flex; justify-content: space-between; font-family: var(--font-mono); font-size: 0.74rem; color: var(--muted); }
.done { display: flex; flex-direction: column; gap: 0.75rem; }
.done h2 { color: var(--cardamom); margin: 0; }
.done p { margin: 0; }

/* content sections */
.sec { display: flex; flex-direction: column; gap: 1.1rem; min-width: 0; }
.sec > p { margin: 0; max-width: 46rem; }
.loan-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0.9rem; }
@media (max-width: 52rem) { .loan-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (max-width: 32rem) { .loan-grid { grid-template-columns: minmax(0, 1fr); } }
.loan-card { display: flex; flex-direction: column; gap: 0.35rem; padding: 1rem 1.05rem; border: 1.5px solid var(--line); border-radius: 0.25rem; background: var(--surface); text-decoration: none; color: var(--ink); min-width: 0; }
.loan-card:hover { border-color: var(--ink); }
.loan-card strong { font-family: var(--font-display); font-size: 1.15rem; letter-spacing: -0.01em; }
.loan-card .range { font-family: var(--font-mono); font-size: 0.8rem; color: var(--muted); }
.loan-card .go { margin-top: auto; padding-top: 0.4rem; font-weight: 600; font-size: 0.9rem; color: var(--cardamom); }
.steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1.25rem; counter-reset: s; }
@media (max-width: 40rem) { .steps { grid-template-columns: minmax(0, 1fr); } }
.steps li { counter-increment: s; border-top: 2px solid var(--ink); padding-top: 0.7rem; display: flex; flex-direction: column; gap: 0.3rem; }
.steps li::before { content: "Step " counter(s); font-family: var(--font-mono); font-size: 0.74rem; letter-spacing: 0.05em; text-transform: uppercase; color: var(--chili); }
.steps strong { font-family: var(--font-display); font-size: 1.15rem; }
.steps span { color: var(--muted); font-size: 0.95rem; }
.two { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2rem; }
@media (max-width: 44rem) { .two { grid-template-columns: minmax(0, 1fr); } }
.two > div { min-width: 0; display: flex; flex-direction: column; gap: 0.6rem; }
.two h3, .prose h2 { font-family: var(--font-display); font-size: 1.25rem; letter-spacing: -0.015em; margin: 0; }
ul.plain { margin: 0; padding-left: 1.2rem; display: flex; flex-direction: column; gap: 0.4rem; }
.table-scroll { overflow-x: auto; }
table.glance { border-collapse: collapse; width: 100%; min-width: 28rem; }
table.glance th, table.glance td { text-align: left; padding: 0.65rem 0.8rem; border-bottom: 1px solid var(--line); vertical-align: top; }
table.glance th { width: 30%; font-family: var(--font-mono); font-weight: 500; font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.04em; color: var(--muted); }
details.faq { border-bottom: 1px solid var(--line); padding-block: 0.8rem; max-width: 46rem; }
details.faq summary { cursor: pointer; font-weight: 600; list-style-position: outside; }
details.faq p { margin: 0.6rem 0 0; color: var(--muted); }
.chips { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.chips a { border: 1.5px solid var(--line); border-radius: 0.25rem; padding: 0.4rem 0.8rem; text-decoration: none; font-weight: 500; background: var(--surface); color: var(--ink); }
.chips a:hover { border-color: var(--ink); }
.note { font-size: 0.85rem; color: var(--muted); max-width: 46rem; margin: 0; }

/* prose pages */
.prose { max-width: 44rem; display: flex; flex-direction: column; gap: 1rem; }
.prose p, .prose ul { margin: 0; }
.prose ul { padding-left: 1.2rem; display: flex; flex-direction: column; gap: 0.35rem; }
.prose .stamp { font-family: var(--font-mono); font-size: 0.78rem; color: var(--muted); }
.callout { border: 1.5px dashed var(--chili); padding: 0.8rem 1rem; border-radius: 0.25rem; background: var(--surface); font-size: 0.92rem; }

footer { font-size: 0.85rem; color: var(--muted); display: flex; flex-direction: column; gap: 0.8rem; border-top: 1px solid var(--line); padding-top: 1.2rem; }
footer p { margin: 0; max-width: 46rem; }
.foot-links { display: flex; flex-wrap: wrap; gap: 0.4rem 1.1rem; }
.foot-links a { color: var(--ink); }

@media (prefers-reduced-motion: reduce) { .bar-fill { transition: none; } }

/* launch splash: logo, then Compare, Choose, Cherish. Shown once per visit on the home page. Same look in both themes, taken from the logo. */
:root {
  --splash-bg: #fefefe;
  --splash-fg: #012466;
  --splash-muted: #4d5f86;
  --splash-a: #ff7301;
  --splash-b: #007ed9;
  --splash-c: #012466;
}
html.splash-on { overflow: hidden; }
.splash {
  position: fixed; inset: 0; z-index: 1000;
  background: var(--splash-bg); color: var(--splash-fg);
  display: flex; align-items: center; justify-content: center;
  padding-inline: 1.25rem;
  padding-block: env(safe-area-inset-top, 0px) env(safe-area-inset-bottom, 0px);
  cursor: pointer;
  transition: opacity 0.5s ease, visibility 0.5s ease;
}
.splash[hidden] { display: none; }
.splash.out { opacity: 0; visibility: hidden; }
.splash-inner { width: 100%; max-width: 46rem; display: flex; flex-direction: column; align-items: center; gap: 1.6rem; text-align: center; }
.splash-logo { width: min(100%, 36rem); height: auto; display: block; opacity: 0; transform: scale(0.94); animation: splash-pop 0.8s cubic-bezier(0.2, 0.7, 0.2, 1) 0.15s forwards; }
.splash-words { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; justify-content: center; gap: 0.5rem 1.6rem; font-family: var(--font-display); font-weight: 800; font-size: clamp(1.35rem, 5.2vw, 2.1rem); line-height: 1.1; letter-spacing: -0.02em; }
.splash-words li { display: flex; align-items: center; gap: 0.4em; opacity: 0; transform: translateY(0.5em); animation: splash-rise 0.55s cubic-bezier(0.2, 0.7, 0.2, 1) forwards; }
.splash-words li::before { content: ""; flex: none; width: 0.5em; height: 0.5em; border-radius: 50%; background: var(--dot); }
.splash-words li:nth-child(1) { --dot: var(--splash-a); animation-delay: 1s; }
.splash-words li:nth-child(2) { --dot: var(--splash-b); animation-delay: 1.5s; }
.splash-words li:nth-child(3) { --dot: var(--splash-c); animation-delay: 2s; }
.splash-brand { margin: 0; font-family: var(--font-mono); font-size: 0.75rem; letter-spacing: 0.06em; text-transform: uppercase; color: var(--splash-muted); opacity: 0; animation: splash-rise 0.6s ease 2.4s forwards; }
.splash-bar { position: absolute; left: 0; bottom: 0; height: 4px; width: 100%; background: linear-gradient(90deg, var(--splash-a), var(--splash-b)); transform: scaleX(0); transform-origin: left; animation: splash-fill 3.2s linear forwards; }
.splash-skip { position: absolute; right: 1rem; top: calc(1rem + env(safe-area-inset-top, 0px)); font: inherit; font-size: 0.85rem; color: var(--splash-muted); background: none; border: 1.5px solid var(--splash-muted); border-radius: 0.25rem; padding: 0.35rem 0.8rem; cursor: pointer; }
.splash-skip:hover { color: var(--splash-fg); border-color: var(--splash-fg); }
.splash-skip:focus-visible { outline: 3px solid var(--splash-b); outline-offset: 2px; }
@keyframes splash-rise { to { opacity: 1; transform: none; } }
@keyframes splash-pop { to { opacity: 1; transform: none; } }
@keyframes splash-fill { to { transform: scaleX(1); } }
@media (prefers-reduced-motion: reduce) { .splash { display: none; } html.splash-on { overflow: auto; } }